Skip to content

Old Second Bancorp OSBC Cash and Due from Banks

Cash and Due from Banks at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$22.04B-0.1%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$111.43M-13.4%
Old National Bancorp logo
Old National BancorpONB
$537.32M+10.5%
Wintrust Financial logo
Wintrust FinancialWTFC
Northwest Bancshares logo
Northwest BancsharesNWBI
Financial Institutions logo
Financial InstitutionsFISI

Other financials

Income statement

See full
Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

See full
Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

See full
Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

See full
Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

See full
Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

See full
Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:CashAndDueFromBanks.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Old Second Bancorp's cash and due from banks.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Old Second Bancorp's cash and due from banks?
Old Second Bancorp (OSBC) reported cash and due from banks of $48.1M in Q1 2026.
How has Old Second Bancorp's cash and due from banks changed year-over-year?
Old Second Bancorp's cash and due from banks decreased by 8.7% year-over-year, from $52.7M to $48.1M.
What is the long-term trend for Old Second Bancorp's cash and due from banks?
Over 5 years (2020 to 2025), Old Second Bancorp's cash and due from banks has grown at a 16.3% compound annual growth rate (CAGR), from $24.31M to $51.67M.
What does cash and due from banks mean?
This represents the total amount of cash on hand and balances held with other financial institutions, including the Federal Reserve. It serves as a primary liquidity buffer to meet daily operational requirements and regulatory reserve obligations. High levels indicate strong immediate liquidity but may suggest suboptimal deployment of capital.