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Old Second Bancorp OSBC Increase Decrease In Accrued Interest Receivable And Other Assets

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Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept osbc:IncreaseDecreaseInAccruedInterestReceivableAndOtherAssets.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's increase decrease in accrued interest receivable and other assets?
Old Second Bancorp (OSBC) reported increase decrease in accrued interest receivable and other assets of -$2.19M in Q1 2026.
How has Old Second Bancorp's increase decrease in accrued interest receivable and other assets changed year-over-year?
Old Second Bancorp's increase decrease in accrued interest receivable and other assets decreased by 86.8% year-over-year, from -$1.17M to -$2.19M.
What does increase decrease in accrued interest receivable and other assets mean?
This metric represents the net change in interest income earned but not yet collected and other miscellaneous assets during the reporting period. It reflects the timing differences between revenue recognition and cash receipt, which is critical for assessing the bank's working capital efficiency. Fluctuations here often indicate changes in loan portfolio composition or shifts in the speed of interest collection.