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Old Second Bancorp OSBC Mortgage Servicing Rights MSR Impairment Recovery

Mortgage Servicing Rights MSR Impairment Recovery at other companies

Wintrust Financial logo
Wintrust FinancialWTFC
$207K-98.3%
CTB
Community Trust BancorpCTBI
$45K-84.2%

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:MortgageServicingRightsMSRImpairmentRecovery.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's mortgage servicing rights MSR impairment recovery?
Old Second Bancorp (OSBC) reported mortgage servicing rights MSR impairment recovery of $152K in Q1 2026.
How has Old Second Bancorp's mortgage servicing rights MSR impairment recovery changed year-over-year?
Old Second Bancorp's mortgage servicing rights MSR impairment recovery decreased by 73.3% year-over-year, from $570K to $152K.
What is the long-term trend for Old Second Bancorp's mortgage servicing rights MSR impairment recovery?
Over 2 years (2021 to 2025), Old Second Bancorp's mortgage servicing rights MSR impairment recovery has grown at a 23.3% compound annual growth rate (CAGR), from -$1.26M to $1.92M.
What does mortgage servicing rights MSR impairment recovery mean?
This metric captures the reversal of previously recognized impairment charges on mortgage servicing rights, which are assets representing the right to service mortgage loans. An impairment recovery indicates that the fair value of the servicing asset has increased, often due to changes in prepayment speed assumptions or interest rate environments. It highlights the volatility and valuation sensitivity of the bank's servicing portfolio.