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Old Second Bancorp OSBC Proceeds From Sale Of Loans Held For Sale

Proceeds From Sale Of Loans Held For Sale at other companies

Northwest Bancshares logo
Northwest BancsharesNWBI
$48.54M+13.4%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$101.13M+678%
Financial Institutions logo
Financial InstitutionsFISI
$10.95M+58.9%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$33.92M+16.5%
CNB Financial logo
CNB FinancialCCNE
$9.35M+240%
Center Bancorp logo
Center BancorpCNOB
$7.55M+6.4%

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfLoansHeldForSale.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's proceeds from sale of loans held for sale?
Old Second Bancorp (OSBC) reported proceeds from sale of loans held for sale of $22.53M in Q1 2026.
How has Old Second Bancorp's proceeds from sale of loans held for sale changed year-over-year?
Old Second Bancorp's proceeds from sale of loans held for sale increased by 85.9% year-over-year, from $12.12M to $22.53M.
What is the long-term trend for Old Second Bancorp's proceeds from sale of loans held for sale?
Over 4 years (2021 to 2025), Old Second Bancorp's proceeds from sale of loans held for sale has grown at a -24.0% compound annual growth rate (CAGR), from $254.37M to $84.92M.
What does proceeds from sale of loans held for sale mean?
This metric tracks the cash inflows generated from the sale of loans that were specifically originated or acquired with the intent to sell in the secondary market. It serves as a key indicator of the bank's mortgage banking activity and its ability to recycle capital by offloading loan inventory. High volume here typically reflects active mortgage origination and secondary market participation.