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Old Second Bancorp OSBC Gain Loss On Sale Of Mortgage Loans

Gain Loss On Sale Of Mortgage Loans at other companies

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Wintrust FinancialWTFC
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
Customers Bancorp logo
Customers BancorpCUBI
First Merchants Corporation logo
First Merchants CorporationFRME

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GainLossOnSaleOfMortgageLoans.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's gain loss on sale of mortgage loans?
Old Second Bancorp (OSBC) reported gain loss on sale of mortgage loans of $555K in Q1 2026.
How has Old Second Bancorp's gain loss on sale of mortgage loans changed year-over-year?
Old Second Bancorp's gain loss on sale of mortgage loans increased by 19.6% year-over-year, from $464K to $555K.
What is the long-term trend for Old Second Bancorp's gain loss on sale of mortgage loans?
Over 4 years (2021 to 2025), Old Second Bancorp's gain loss on sale of mortgage loans has grown at a -29.5% compound annual growth rate (CAGR), from $9.3M to $2.29M.
What does gain loss on sale of mortgage loans mean?
This represents the net gain or loss realized from the sale of mortgage loans originated by the bank into the secondary market. It serves as a key indicator of the bank's mortgage banking activity and its ability to generate fee-based revenue through loan production. Fluctuations in this metric are often driven by changes in mortgage origination volume and prevailing market interest rates.