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Old Second Bancorp OSBC General Insurance Expense

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Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's general insurance expense?
Old Second Bancorp (OSBC) reported general insurance expense of $353K in Q1 2026.
How has Old Second Bancorp's general insurance expense changed year-over-year?
Old Second Bancorp's general insurance expense increased by 7.0% year-over-year, from $330K to $353K.
What is the long-term trend for Old Second Bancorp's general insurance expense?
Over 4 years (2021 to 2025), Old Second Bancorp's general insurance expense has grown at a 4.5% compound annual growth rate (CAGR), from $1.21M to $1.45M.
What does general insurance expense mean?
Represents the aggregate costs incurred by the financial institution for various insurance policies, excluding employee benefits and deposit insurance. This expense covers general business risks such as property, liability, and fidelity coverage necessary for banking operations. Monitoring this helps assess the bank's overhead management and risk mitigation costs.