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Old Second Bancorp OSBC Other borrowed funds

Other borrowed funds at other companies

FIB
First Interstate BancSystem, Inc.FIBK
$0-100%

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOtherShortTermBorrowings.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's other borrowed funds?
Old Second Bancorp (OSBC) reported other borrowed funds of $1.79M in Q1 2026.
How has Old Second Bancorp's other borrowed funds changed year-over-year?
Old Second Bancorp's other borrowed funds increased by 10435.3% year-over-year, from $17K to $1.79M.
What is the long-term trend for Old Second Bancorp's other borrowed funds?
Over 2 years (2023 to 2025), Old Second Bancorp's other borrowed funds has grown at a -67.6% compound annual growth rate (CAGR), from $18.77M to $1.97M.
What does other borrowed funds mean?
This captures interest expenses related to short-term funding sources other than deposits or repurchase agreements, such as federal funds purchased or other short-term lines of credit. It indicates the bank's reliance on wholesale funding markets to manage daily liquidity needs.