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Old Second Bancorp OSBC Interest Expense, Subordinated Notes and Debentures

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Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseSubordinatedNotesAndDebentures.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's interest expense, subordinated notes and debentures?
Old Second Bancorp (OSBC) reported interest expense, subordinated notes and debentures of $546K in Q1 2026.
How has Old Second Bancorp's interest expense, subordinated notes and debentures changed year-over-year?
Old Second Bancorp's interest expense, subordinated notes and debentures decreased by 0.0% year-over-year, from $546K to $546K.
What is the long-term trend for Old Second Bancorp's interest expense, subordinated notes and debentures?
Over 4 years (2021 to 2025), Old Second Bancorp's interest expense, subordinated notes and debentures has grown at a 7.9% compound annual growth rate (CAGR), from $1.61M to $2.19M.
What does interest expense, subordinated notes and debentures mean?
This metric tracks the interest expense on subordinated debt, which ranks below other senior debt in the event of liquidation. It reflects the bank's cost of long-term debt financing and its strategy for maintaining an optimal capital structure.