Skip to content
OpenCapital
Get started

Old Second Bancorp OSBC Time deposits

Time deposits at other companies

International Bancshares logo
International BancsharesIBOC
$24.9M-2.4%

Other financials

Income statement

See full
Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

See full
Cash & equivalents$115.7M-54.8%
Total debt$200.0M—
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

See full
Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

See full
Market cap$1.18B+56.4%
Enterprise value$1.26B—
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

See full
Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

See full
Return on equity10.8%-2.1pp
Debt / equity0.2×—

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseTimeDeposits.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Old Second Bancorp's time deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Old Second Bancorp's time deposits?
Old Second Bancorp (OSBC) reported time deposits of $7.22M in Q1 2026.
How has Old Second Bancorp's time deposits changed year-over-year?
Old Second Bancorp's time deposits increased by 49.5% year-over-year, from $4.83M to $7.22M.
What is the long-term trend for Old Second Bancorp's time deposits?
Over 4 years (2021 to 2025), Old Second Bancorp's time deposits has grown at a 109.2% compound annual growth rate (CAGR), from $1.51M to $28.9M.
What does time deposits mean?
This metric measures the interest expense paid on time deposits, such as certificates of deposit, which have fixed maturities. It provides insight into the bank's reliance on term-based funding and the cost associated with locking in deposit liabilities.