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Old Second Bancorp OSBC Other Real Estate Owned Expense

Other Real Estate Owned Expense at other companies

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Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Reported directly by Old Second Bancorp in its filing.

Tagged under the XBRL concept osbc:OtherRealEstateOwnedExpense.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's other real estate owned expense?
Old Second Bancorp (OSBC) reported other real estate owned expense of -$186K in Q1 2026.
How has Old Second Bancorp's other real estate owned expense changed year-over-year?
Old Second Bancorp's other real estate owned expense decreased by 109.9% year-over-year, from $1.87M to -$186K.
What is the long-term trend for Old Second Bancorp's other real estate owned expense?
Over 4 years (2021 to 2025), Old Second Bancorp's other real estate owned expense has grown at a 93.5% compound annual growth rate (CAGR), from $151K to $2.12M.
What does other real estate owned expense mean?
Represents costs associated with maintaining, managing, and disposing of foreclosed properties acquired through loan defaults. These expenses include property taxes, maintenance, insurance, and potential write-downs on asset value. This metric serves as a key indicator of credit quality and the effectiveness of the bank's loan workout processes.