Where do Old Second Bancorp's ratios come from?

Every ratio is computed from Old Second Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Old Second Bancorp OSBC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	23.9%+0.2pp	23.7%+1.4pp	22.3%-6.4pp	28.6%-0.5pp	29.1%-0.8pp
Returns
Return on equity	10.8%+0.6pp	10.2%+1.0pp	9.2%-3.3pp	12.5%-0.5pp	13%-0.7pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Valuation
Market capitalization	$1.18B+56.4%	$1.03B+12.9%	$910.06M+16.4%	$782.18M+4.3%	$749.58M-6.0%
Price / earnings	13.7×+4.7×	12.8×-0.1×	12.9×+3.5×	9.3×+0.4×	8.9×-0.4×
Price / sales	3.3×+0.7×	3×+0.2×	2.9×+0.2×	2.7×+0.1×	2.6×-0.2×
Price / book	1.3×+0.2×	1.1×+0.1×	1.1×0.0×	1.1×0.0×	1.1×-0.1×
Dividend yield	1.1%-0.2pp	1.2%0.0pp	1.2%-0.1pp	1.3%0.0pp	1.3%+0.1pp

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Questions, answered.

Where do Old Second Bancorp's ratios come from?: Every ratio is computed from Old Second Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.