Where do Old Second Bancorp's ratios come from?

Every ratio is computed from Old Second Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Old Second Bancorp OSBC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	23.7%-6.2pp	29.9%-2.2pp	32.1%+5.0pp	27%—
Returns
Return on equity	10.2%-3.4pp	13.7%-4.0pp	17.7%+3.7pp	14%—
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.3×+0.2×	0×-0.7×	0.7×+0.5×	0.2×—
Valuation
Market capitalization	$1.18B+56.4%	$797.49M+15.6%	$690.08M-3.5%	$714.97M+21.3%
Price / earnings	13.7×+4.7×	9.4×+1.8×	7.5×-3.1×	10.6×—
Price / sales	3.3×+0.7×	2.8×+0.4×	2.4×-0.5×	2.9×-1.5×
Price / book	1.3×+0.2×	1.2×0.0×	1.2×-0.4×	1.6×+0.4×
Dividend yield	1.1%-0.2pp	1.2%-0.1pp	1.3%+0.1pp	1.2%+0.5pp

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Questions, answered.

Where do Old Second Bancorp's ratios come from?: Every ratio is computed from Old Second Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.