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Old Second Bancorp OSBC Return on assets

Return on assets at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.3%-0.1pp
Wintrust Financial logo
Wintrust FinancialWTFC
1.2%+0.1pp
Northwest Bancshares logo
Northwest BancsharesNWBI
0.8%+0.1pp
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
1.3%+1.0pp
Old National Bancorp logo
Old National BancorpONB
1.2%+0.1pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
1.1%+0.1pp

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+41.7%
Enterprise value$1.26B
P/E13.7×+3.8×
P/S3.3×+0.4×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Return on equity10.8%-2.1pp
Debt / equity0.2×

Where this comes from

Calculated from Old Second Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's return on assets?
Old Second Bancorp (OSBC) reported return on assets of 1.4% in Q1 2026.
How has Old Second Bancorp's return on assets changed year-over-year?
Old Second Bancorp's return on assets decreased by 7.3% year-over-year, from 1.5% to 1.4%.
What is the long-term trend for Old Second Bancorp's return on assets?
Over 4 years (2020 to 2025), Old Second Bancorp's return on assets has grown at a 6.9% compound annual growth rate (CAGR), from 1% to 1.3%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.