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Ohio Valley Banc Corp OVBC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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$19.74M+30.5%
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$48.65M-1.3%
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JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$18.2M+8.3%
Net income$4.3M-2.5%

Balance sheet

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Cash & equivalents$125.3M+3.9%
Total debt$24.6M+67.2%
Total equity$171.3M+10.0%
Total assets$1.7B+10.9%

Cash flow

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Operating cash flow$7.2M+1,350%
CapEx$387.0K+8.1%
Free cash flow$6.8M+4,830%

Valuation

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Market cap$200.71M+43.0%
Enterprise value$99.99M-0.9%
P/E13×+2.8×
P/S+0.8×

Profitability

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Net margin22.7%+3.0pp
FCF margin34.8%+16.7pp

Returns & leverage

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Return on equity9.5%+1.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Ohio Valley Banc Corp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Ohio Valley Banc Corp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ohio Valley Banc Corp's net interest income (after provisions)?
Ohio Valley Banc Corp (OVBC) reported net interest income (after provisions) of $13.27M in Q1 2026.
How has Ohio Valley Banc Corp's net interest income (after provisions) changed year-over-year?
Ohio Valley Banc Corp's net interest income (after provisions) increased by 4.3% year-over-year, from $12.72M to $13.27M.
What is the long-term trend for Ohio Valley Banc Corp's net interest income (after provisions)?
Over 4 years (2021 to 2025), Ohio Valley Banc Corp's net interest income (after provisions) has grown at a 7.2% compound annual growth rate (CAGR), from $41.43M to $54.69M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for loan and lease losses, which represents the bank's estimate of potential future credit defaults. This metric provides a more accurate view of the bank's bottom-line earnings potential after accounting for the inherent risk in its loan portfolio. It serves as a key indicator of the bank's ability to generate sustainable profit while maintaining prudent credit standards.