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Ohio Valley Banc Corp OVBC Unamortized Loan Commitment And Origination Fee And Unamortized Discounts Or Premiums

Unamortized Loan Commitment And Origination Fee And Unamortized Discounts Or Premiums at other companies

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Other financials

Income statement

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Revenue$18.2M+8.3%
Net income$4.3M-2.5%

Balance sheet

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Cash & equivalents$125.3M+3.9%
Total debt$24.6M+67.2%
Total equity$171.3M+10.0%
Total assets$1.7B+10.9%

Cash flow

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Operating cash flow$7.2M+1,350%
CapEx$387.0K+8.1%
Free cash flow$6.8M+4,830%

Valuation

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Market cap$200.71M+43.0%
Enterprise value$99.99M-0.9%
P/E13×+2.8×
P/S+0.8×

Profitability

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Net margin22.7%+3.0pp
FCF margin34.8%+16.7pp

Returns & leverage

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Return on equity9.5%+1.1pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Ohio Valley Banc Corp in its filing.

Tagged under the XBRL concept ovbc:UnamortizedLoanCommitmentAndOriginationFeeAndUnamortizedDiscountsOrPremiums.

The official record: Ohio Valley Banc Corp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ohio Valley Banc Corp's unamortized loan commitment and origination fee and unamortized discounts or premiums?
Ohio Valley Banc Corp (OVBC) reported unamortized loan commitment and origination fee and unamortized discounts or premiums of $474K in Q1 2026.
How has Ohio Valley Banc Corp's unamortized loan commitment and origination fee and unamortized discounts or premiums changed year-over-year?
Ohio Valley Banc Corp's unamortized loan commitment and origination fee and unamortized discounts or premiums increased by 102.6% year-over-year, from $234K to $474K.
What is the long-term trend for Ohio Valley Banc Corp's unamortized loan commitment and origination fee and unamortized discounts or premiums?
Over 3 years (2022 to 2025), Ohio Valley Banc Corp's unamortized loan commitment and origination fee and unamortized discounts or premiums has grown at a -18.6% compound annual growth rate (CAGR), from $663K to $357K.
What does unamortized loan commitment and origination fee and unamortized discounts or premiums mean?
This represents the net balance of unamortized fees and costs associated with loan originations and commitments. These amounts are deferred and recognized as an adjustment to interest income over the life of the loan, reflecting the effective yield of the lending portfolio.