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Greene County Bancorp GCBC Unamortized Loan Commitments And Origination Fees And Unamortized Discounts Or Premiums

Unamortized Loan Commitments And Origination Fees And Unamortized Discounts Or Premiums at other companies

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$998K-52.8%

Other financials

Income statement

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Revenue$23.9M+19.0%
Net income$10.5M+30.6%
EPS (diluted)$0.62+31.9%

Balance sheet

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Cash & equivalents$139.5M-10.3%
Total debt$75.5M+71.7%
Total equity$267.6M+16.8%
Total assets$3.2B+5.8%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$571.89M+49.8%
Enterprise value$507.89M+83.2%
P/E14.7×+2.4×
P/S6.5×+1.4×

Profitability

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Net margin44.3%+4.4pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.7%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept gcbc:UnamortizedLoanCommitmentsAndOriginationFeesAndUnamortizedDiscountsOrPremiums.

The official record: Greene County Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Greene County Bancorp's unamortized loan commitments and origination fees and unamortized discounts or premiums?
Greene County Bancorp (GCBC) reported unamortized loan commitments and origination fees and unamortized discounts or premiums of -$490K in Q1 2026.
How has Greene County Bancorp's unamortized loan commitments and origination fees and unamortized discounts or premiums changed year-over-year?
Greene County Bancorp's unamortized loan commitments and origination fees and unamortized discounts or premiums decreased by 125.8% year-over-year, from -$217K to -$490K.
What does unamortized loan commitments and origination fees and unamortized discounts or premiums mean?
This represents the net balance of unamortized loan origination fees, costs, and discounts or premiums associated with the loan portfolio. These adjustments are deferred and recognized over the life of the loans, impacting the effective yield of the lending business.