Skip to content
OpenCapital
Get started

Paymentus Holdings PAY Q3 2025 earnings

Reported November 3, 2025 · After market close

Revenue$310.7MMiss by $3.0M
EPS$0.17Beat by $0.01
Revenue estimate$313.8M
EPS estimate$0.16

Next report

Aug 3, 2026 (In 5 days)
Revenue estimate$345.4M
EPS estimate$0.20

Financials

Q3 2025

Income statement

See full
Revenue$310.7M+34.2%
Gross profit$74.8M+23.4%
Operating income$19.9M+64.3%
Net income$17.7M+23.0%
EPS (diluted)$0.14+27.3%

Balance sheet

See full
Cash & equivalents$287.9M+53.5%
Total debt$7.4M-20.4%
Total equity$537.4M+14.6%
Total assets$644.4M+16.5%

Cash flow

See full
Operating cash flow$35.1M+421%
CapEx$103.0K+43.1%
Free cash flow$35.0M+425%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$3.83B+54.1%
Enterprise value$3.55B+53.8%
P/E64.5×+3.0×
P/S3.4×+0.2×

Profitability

See full
Gross margin24.8%-3.7pp
Operating margin5.8%+0.7pp
Net margin5.3%+0.1pp
FCF margin12.9%+5.2pp

Returns & leverage

See full
Return on equity11.8%+2.7pp
Debt / equity0×0.0×
Current ratio4.4×0.0×

Segments

By product

See full
Payment Transaction Processing Revenue$308.8M+34.7%
Other$1.9M-16.4%

Versus estimates

Revenue

Q1 2026$358.4MBeat by $23.0MQ4 2025$330.5MBeat by $16.7M
Q3 2025$310.7MMiss by $3.0M
Q2 2025$280.1MMiss by $4.7MQ1 2025$275.2MBeat by $13.0MQ4 2024$257.9MBeat by $6.7M

Diluted EPS

Q1 2026$0.21Beat by $0.04Q4 2025$0.20Beat by $0.02
Q3 2025$0.17Beat by $0.01
Q2 2025$0.15Beat by $0.01Q1 2025$0.14Beat by $0.01Q4 2024$0.13Beat by $0.01

Ask the moment Paymentus Holdings reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Paymentus Holdings report Q3 2025 earnings?
Paymentus Holdings (PAY) reported Q3 2025 earnings on November 3, 2025 after market close.
What were Paymentus Holdings's Q3 2025 revenue and EPS?
Paymentus Holdings reported revenue of $310.7M and eps of $0.17 for Q3 2025.
Did Paymentus Holdings beat estimates in Q3 2025?
Revenue missed the consensus estimate of $313.8M by $3.0M. EPS beat the consensus estimate of $0.16 by $0.01.
How did Paymentus Holdings's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 34.2% from $231.6M a year earlier and eps grew 13.3% from $0.15.
Where can I find Paymentus Holdings's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-262574) and the 10-Q periodic report (0001193125-25-262925) directly on SEC EDGAR. The filing index links above go to sec.gov.