Skip to content
Screener

Paymentus Holdings PAY Q3 2025 earnings

Reported November 3, 2025 · After market close

Revenue$310.7MMiss by $3.0M
EPS$0.17Beat by $0.01
Revenue estimate$313.8M
EPS estimate$0.16

Next report

Nov 2, 2026 (in a month)
Revenue estimate$359.3M
EPS estimate$0.21

Financials

Q3 2025

Income statement

See full
Revenue$310.7M+34.2%
Gross profit$74.8M+23.4%
Operating income$19.9M+64.3%
Net income$17.7M+23.0%
EPS (diluted)$0.14+27.3%

Balance sheet

See full
Cash & equivalents$287.9M+53.5%
Total debt$7.4M-20.4%
Total equity$537.4M+14.6%
Total assets$644.4M+16.5%

Cash flow

See full
Operating cash flow$35.1M+421%
CapEx$103.0K+43.1%
Free cash flow$35.0M+425%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$3.83B+54.1%
Enterprise value$3.55B+53.8%
P/E64.5×+3.0×
P/S3.4×+0.2×

Profitability

See full
Gross margin24.8%-3.7pp
Operating margin5.8%+0.7pp
Net margin5.3%+0.1pp
FCF margin12.9%+5.2pp

Returns & leverage

See full
Return on equity11.8%+2.7pp
Debt / equity0×0.0×
Current ratio4.4×0.0×

Segments

By product

See full
Payment Transaction Processing Revenue$308.8M+34.7%
Other$1.9M-16.4%

FAQ

When did Paymentus Holdings report Q3 2025 earnings?
Paymentus Holdings (PAY) reported Q3 2025 earnings on November 3, 2025 after market close.
What were Paymentus Holdings's Q3 2025 revenue and EPS?
Paymentus Holdings reported revenue of $310.7M and eps of $0.17 for Q3 2025.
Did Paymentus Holdings beat estimates in Q3 2025?
Revenue missed the consensus estimate of $313.8M by $3.0M. EPS beat the consensus estimate of $0.16 by $0.01.
How did Paymentus Holdings's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 34.2% from $231.6M a year earlier and eps grew 13.3% from $0.15.
Where can I find Paymentus Holdings's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-262574) and the 10-Q periodic report (0001193125-25-262925) directly on SEC EDGAR. The filing index links above go to sec.gov.