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Paymentus Holdings PAY Q4 2025 Annual earnings

Reported February 23, 2026 · After market close

Revenue$330.5MBeat by $16.7M
EPS$0.20Beat by $0.02
Revenue estimate$313.8M
EPS estimate$0.18

Next report

Aug 3, 2026 (In 5 days)
Revenue estimate$345.4M
EPS estimate$0.20

Financials

Q4 2025

Income statement

See full
Revenue$330.5M+28.1%
Gross profit$84.0M+27.2%
Operating income$24.1M+69.6%
Net income$20.7M+57.2%
EPS (diluted)$0.16+45.5%

Balance sheet

See full
Cash & equivalents$320.9M+55.9%
Total debt$6.9M-18.5%
Total equity$560.4M+15.4%
Total assets$667.9M+15.9%

Cash flow

See full
Operating cash flow$45.1M+61.7%
CapEx$82.0K+1.2%
Free cash flow$45.0M+61.9%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$3.96B-2.7%
Enterprise value$3.65B-5.8%
P/E59.2×-33.0×
P/S3.3×-1.4×

Profitability

See full
Gross margin24.8%-2.6pp
Operating margin6.3%+1.2pp
Net margin5.6%+0.5pp
FCF margin13.5%+6.3pp

Returns & leverage

See full
Return on equity12.8%+3.1pp
Debt / equity0×0.0×
Current ratio4.5×+0.2×

Segments

By product

See full
Payment Transaction Processing Revenue$326.9M+27.9%
Other$3.5M+62.1%

Versus estimates

Revenue

Q1 2026$358.4MBeat by $23.0M
Q4 2025$330.5MBeat by $16.7M
Q3 2025$310.7MMiss by $3.0MQ2 2025$280.1MMiss by $4.7MQ1 2025$275.2MBeat by $13.0MQ4 2024$257.9MBeat by $6.7M

Diluted EPS

Q1 2026$0.21Beat by $0.04
Q4 2025$0.20Beat by $0.02
Q3 2025$0.17Beat by $0.01Q2 2025$0.15Beat by $0.01Q1 2025$0.14Beat by $0.01Q4 2024$0.13Beat by $0.01

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Questions, answered.

When did Paymentus Holdings report Q4 2025 earnings?
Paymentus Holdings (PAY) reported Q4 2025 earnings on February 23, 2026 after market close.
What were Paymentus Holdings's Q4 2025 revenue and EPS?
Paymentus Holdings reported revenue of $330.5M and eps of $0.20 for Q4 2025.
Did Paymentus Holdings beat estimates in Q4 2025?
Revenue beat the consensus estimate of $313.8M by $16.7M. EPS beat the consensus estimate of $0.18 by $0.02.
How did Paymentus Holdings's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 28.1% from $257.9M a year earlier and eps grew 53.8% from $0.13.
Where can I find Paymentus Holdings's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-063980) and the 10-K periodic report (0001193125-26-064510) directly on SEC EDGAR. The filing index links above go to sec.gov.