What are Paymentus Holdings's profit margins?

Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.

Where do Paymentus Holdings's ratios come from?

Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Paymentus Holdings PAY Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Gross margin	24.7%0.0pp	24.8%0.0pp	24.8%-0.5pp	25.3%-0.8pp	26.1%-1.2pp
Operating margin	6.8%+0.4pp	6.3%+0.5pp	5.8%+0.3pp	5.5%+0.1pp	5.4%+0.3pp
Net margin	5.8%+0.2pp	5.6%+0.3pp	5.3%-0.1pp	5.4%+0.1pp	5.3%+0.2pp
EBITDA margin	9.9%+0.1pp	9.7%+0.2pp	9.5%+0.1pp	9.4%-0.1pp	9.4%+0.1pp
Free cash flow margin	11.1%-2.4pp	13.5%+0.7pp	12.9%+1.7pp	11.1%+0.4pp	10.7%+3.4pp
Returns
Return on equity	13.7%+0.9pp	12.8%+1.0pp	11.8%+0.2pp	11.6%+0.8pp	10.8%+1.1pp
Return on assets	11.5%+0.7pp	10.8%+0.8pp	9.9%+0.1pp	9.9%+0.7pp	9.2%+1.0pp
Return on invested capital	25.8%+3.6pp	22.2%+3.2pp	19%+0.7pp	18.3%+2.0pp	16.3%+3.0pp
Efficiency
Asset turnover	2×+0.1×	1.9×0.0×	1.9×0.0×	1.8×+0.1×	1.7×+0.1×
Liquidity
Current ratio	4.4×-0.1×	4.5×+0.1×	4.4×-0.2×	4.6×+0.1×	4.5×+0.2×
Quick ratio	4.4×-0.1×	4.5×+0.1×	4.4×-0.2×	4.6×+0.1×	4.5×+0.2×
Cash ratio	3.2×-0.1×	3.2×+0.2×	3×-0.2×	3.2×+0.2×	3×+0.5×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Net debt / EBITDA	-2.6×+0.1×	-2.7×-0.1×	-2.6×0.0×	-2.6×0.0×	-2.6×-0.2×
Interest coverage	8.7×+0.7×	7.9×+0.6×	7.3×+0.7×	6.6×+0.6×	6.1×+0.9×
Per Share
Book value per share	$4.51+4.0%	$4.34+4.4%	$4.16+3.8%	$4.00+3.1%	$3.89+2.2%
Valuation
Market capitalization	$3.19B-19.4%	$3.96B+3.4%	$3.83B-5.2%	$4.04B+23.9%	$3.26B-19.9%
Enterprise value	$2.86B-21.6%	$3.65B+2.7%	$3.55B-6.1%	$3.78B+25.1%	$3.02B-22.0%
Price / earnings	43.1×-16.0×	59.2×-5.3×	64.5×-7.5×	72×+7.8×	64.3×-27.9×
Price / sales	2.5×-0.8×	3.3×-0.1×	3.4×-0.5×	3.9×+0.5×	3.4×-1.3×
Price / book	5.5×-1.6×	7.1×-0.1×	7.1×-0.7×	7.8×+1.3×	6.5×-1.9×
EV / EBITDA	22.6×-8.7×	31.3×-2.0×	33.3×-5.3×	38.6×+5.3×	33.3×-14.4×
EV / sales	2.2×-0.8×	3×-0.1×	3.2×-0.5×	3.6×+0.5×	3.1×-1.3×
Free cash flow yield	4.4%+0.4pp	4.1%+0.3pp	3.8%+0.9pp	2.9%-0.3pp	3.1%+1.6pp
Earnings yield	2.3%+0.6pp	1.7%+0.1pp	1.6%+0.2pp	1.4%-0.2pp	1.6%+0.5pp
PEG ratio	0.9×-0.2×	1.1×-0.2×	1.4×+0.4×	1×+0.1×	0.8×-0.1×

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Questions, answered.

What are Paymentus Holdings's profit margins?: Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.
Where do Paymentus Holdings's ratios come from?: Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.