What are Paymentus Holdings's profit margins?

Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.

Where do Paymentus Holdings's ratios come from?

Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Paymentus Holdings PAY Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Gross margin	24.7%-1.4pp	24.8%-2.6pp	24.8%-3.7pp	25.3%-4.4pp	26.1%-3.8pp
Operating margin	6.8%+1.3pp	6.3%+1.2pp	5.8%+0.7pp	5.5%—	5.4%—
Net margin	5.8%+0.5pp	5.6%+0.5pp	5.3%+0.1pp	5.4%—	5.3%—
EBITDA margin	9.9%+0.4pp	9.7%+0.4pp	9.5%-0.1pp	9.4%—	9.4%—
Free cash flow margin	11.1%+0.4pp	13.5%+6.3pp	12.9%+5.2pp	11.1%+1.7pp	10.7%—
Returns
Return on equity	13.7%+2.9pp	12.8%+3.1pp	11.8%+2.7pp	11.6%—	10.8%—
Return on assets	11.5%+2.3pp	10.8%+2.6pp	9.9%+2.2pp	9.9%—	9.2%—
Return on invested capital	25.8%+9.4pp	22.2%+8.8pp	19%+7.2pp	18.3%—	16.3%—
Efficiency
Asset turnover	2×+0.2×	1.9×+0.3×	1.9×+0.4×	1.8×+0.4×	1.7×+0.4×
Liquidity
Current ratio	4.4×-0.1×	4.5×+0.2×	4.4×0.0×	4.6×0.0×	4.5×0.0×
Quick ratio	4.4×-0.1×	4.5×+0.2×	4.4×0.0×	4.6×0.0×	4.5×0.0×
Cash ratio	3.2×+0.1×	3.2×+0.7×	3×+0.5×	3.2×+0.3×	3×+0.2×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Net debt / EBITDA	-2.6×0.0×	-2.7×-0.3×	-2.6×-0.2×	-2.6×—	-2.6×—
Interest coverage	8.7×+2.6×	7.9×+2.8×	7.3×+2.7×	6.6×—	6.1×—
Per Share
Book value per share	$4.51+16.1%	$4.34+14.2%	$4.16+13.2%	$4.00+12.8%	$3.89+12.2%
Valuation
Market capitalization	$3.19B-2.1%	$3.96B-2.7%	$3.83B+54.1%	$4.04B+71.6%	$3.26B+15.7%
Enterprise value	$2.86B-5.4%	$3.65B-5.8%	$3.55B+53.8%	$3.78B+73.9%	$3.02B+14.1%
Price / earnings	43.1×-21.1×	59.2×-33.0×	64.5×+3.0×	72×—	64.3×—
Price / sales	2.5×-0.9×	3.3×-1.4×	3.4×+0.2×	3.9×+0.5×	3.4×-0.9×
Price / book	5.5×-1.0×	7.1×-1.3×	7.1×+1.8×	7.8×+2.6×	6.5×+0.1×
EV / EBITDA	22.6×-10.7×	31.3×-16.3×	33.3×+2.4×	38.6×—	33.3×—
EV / sales	2.2×-0.9×	3×-1.4×	3.2×+0.2×	3.6×+0.5×	3.1×-0.9×
Free cash flow yield	4.4%+1.3pp	4.1%+2.5pp	3.8%+1.4pp	2.9%+0.1pp	3.1%—
Earnings yield	2.3%+0.8pp	1.7%+0.6pp	1.6%-0.1pp	1.4%—	1.6%—
PEG ratio	0.9×—	1.1×—	1.4×—	——	——

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Questions, answered.

What are Paymentus Holdings's profit margins?: Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.
Where do Paymentus Holdings's ratios come from?: Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.