What is Pioneer Bancorp, Inc.'s free cash flow yield?

Pioneer Bancorp, Inc. (PBFS) reported free cash flow yield of 10.2% in Q4 2023.

What does free cash flow yield mean?

Trailing-twelve-month free cash flow divided by market capitalization at the quarter end. The cash return the business generates relative to its market price.

Pioneer Bancorp, Inc. PBFS Free cash flow yield

Free cash flow yield at other companies

KeyCorpKEY

10.1%—

Trustco Bank CorpTRST

7.6%+0.4pp

Community Financial SystemCBU

7.8%+1.3pp

Colony BankcorpCBAN

6.9%—

First BancorpFNLC

17.7%+7.9pp

Citizens & NorthernCZNC

9.4%+0.6pp

Other financials

Income statement

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Revenue$24.6M+7.9%

Net income$5.3M-8.2%

EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%

Total debt$54.4M+20.3%

Total equity$328.6M+5.8%

Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%

CapEx$112.8K—

Free cash flow$6.5M—

Valuation

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Market cap$420.91M+46.8%

P/E21.2×+3.7×

P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp

FCF margin32.4%—

Returns & leverage

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Return on equity6.2%+0.8pp

Debt / equity0.2×0.0×

Where this comes from

Calculated from Pioneer Bancorp, Inc.’s reported figures.

free cash flow/market cap=10.2%

Based on trailing twelve months.

The official record: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s free cash flow yield?: Pioneer Bancorp, Inc. (PBFS) reported free cash flow yield of 10.2% in Q4 2023.
What does free cash flow yield mean?: Trailing-twelve-month free cash flow divided by market capitalization at the quarter end. The cash return the business generates relative to its market price.