Skip to content
OpenCapital
Get started

Pioneer Bancorp, Inc. PBFS Mortgage servicing rights

Mortgage servicing rights at other companies

CTB
Community Trust BancorpCTBI
$6.73M-5.1%
First Bancorp logo
First BancorpFNLC
——
Eagle Bancorp logo
Eagle BancorpEGBN
——

Other financials

Income statement

See full
Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

See full
Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

See full
Operating cash flow-$161.0K+95.4%
CapEx$112.8K—
Free cash flow$6.5M—

Valuation

See full
Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

See full
Net margin20.2%+0.8pp
FCF margin32.4%—

Returns & leverage

See full
Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ServicingAssetAtFairValueAmount.

The official record: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Pioneer Bancorp, Inc.'s mortgage servicing rights.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Pioneer Bancorp, Inc.'s mortgage servicing rights?
Pioneer Bancorp, Inc. (PBFS) reported mortgage servicing rights of $157K in Q4 2025.
How has Pioneer Bancorp, Inc.'s mortgage servicing rights changed year-over-year?
Pioneer Bancorp, Inc.'s mortgage servicing rights increased by 12.1% year-over-year, from $140K to $157K.
What does mortgage servicing rights mean?
The capitalized asset value representing the right to receive a stream of future servicing fees from mortgage loans sold to third-party investors. This asset is sensitive to interest rate changes, as higher rates typically reduce prepayment speeds and increase the value of the servicing rights. It is a significant component of the bank's intangible assets and fee-based revenue strategy.