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Pioneer Bancorp, Inc. PBFS Deferred Tax Asset Debt Securities Available For Sale Unrealized Gain Loss

Deferred Tax Asset Debt Securities Available For Sale Unrealized Gain Loss at other companies

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$14.22M-29.1%
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$56.07M-45.3%
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Camden NationalCAC
$10.2M-27.7%
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$80.87M-29.9%
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Metropolitan Bank Holding Corp.MCB
$16.06M-30.4%
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International BancsharesIBOC
$68.51M-35.0%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:DeferredTaxAssetDebtSecuritiesAvailableForSaleUnrealizedGainLoss.

The official record: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s deferred tax asset debt securities available for sale unrealized gain loss?
Pioneer Bancorp, Inc. (PBFS) reported deferred tax asset debt securities available for sale unrealized gain loss of $835K in Q4 2024.
What does deferred tax asset debt securities available for sale unrealized gain loss mean?
This metric captures the deferred tax assets arising from unrealized losses on debt securities classified as available-for-sale. It represents the future tax benefit the bank expects to realize when these securities are sold or mature, assuming the losses are deductible. It is a key indicator of the tax-effected impact of market value fluctuations in the bank's investment portfolio on its balance sheet.