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Pioneer Bancorp, Inc. PBFS Escrow Funds In Trust On Loans Serviced For Others

Escrow Funds In Trust On Loans Serviced For Others at other companies

Community Financial System logo
Community Financial SystemCBU
$10.8M+2.9%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$47.91M+1.3%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$25.85M-10.2%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$9.02M+21.1%
NEC
Northeast Community BancorpNECB
$2.92M+27.2%
BrightSpire Capital logo
BrightSpire CapitalBRSP
$66.88M-4.7%

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:EscrowFundsInTrustOnLoansServicedForOthers.

The official record: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s escrow funds in trust on loans serviced for others?
Pioneer Bancorp, Inc. (PBFS) reported escrow funds in trust on loans serviced for others of $358K in Q4 2025.
How has Pioneer Bancorp, Inc.'s escrow funds in trust on loans serviced for others changed year-over-year?
Pioneer Bancorp, Inc.'s escrow funds in trust on loans serviced for others increased by 6.5% year-over-year, from $336K to $358K.
What does escrow funds in trust on loans serviced for others mean?
These are funds held in trust on behalf of borrowers for the payment of taxes, insurance, and other obligations related to loans serviced by the institution for third parties. While these funds are held by the bank, they represent a liability as they are restricted for specific borrower purposes. Monitoring these balances provides insight into the scale of the bank's mortgage servicing operations.