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Pioneer Bancorp, Inc. PBFS Fair Value Disclosure Off Balance Sheet Risks Face Amount Liability Bearing Variable Interest Rate

Fair Value Disclosure Off Balance Sheet Risks Face Amount Liability Bearing Variable Interest Rate at other companies

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Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept pbfs:FairValueDisclosureOffBalanceSheetRisksFaceAmountLiabilityBearingVariableInterestRate.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s fair value disclosure off balance sheet risks face amount liability bearing variable interest rate?
Pioneer Bancorp, Inc. (PBFS) reported fair value disclosure off balance sheet risks face amount liability bearing variable interest rate of $327.1M in Q1 2026.
How has Pioneer Bancorp, Inc.'s fair value disclosure off balance sheet risks face amount liability bearing variable interest rate changed year-over-year?
Pioneer Bancorp, Inc.'s fair value disclosure off balance sheet risks face amount liability bearing variable interest rate increased by 9.7% year-over-year, from $298.14M to $327.1M.
What is the long-term trend for Pioneer Bancorp, Inc.'s fair value disclosure off balance sheet risks face amount liability bearing variable interest rate?
Over 5 years (2020 to 2025), Pioneer Bancorp, Inc.'s fair value disclosure off balance sheet risks face amount liability bearing variable interest rate has grown at a 5.1% compound annual growth rate (CAGR), from $255.75M to $327.58M.
What does fair value disclosure off balance sheet risks face amount liability bearing variable interest rate mean?
This reflects the total face amount of off-balance sheet financial instruments that carry a variable interest rate. Unlike fixed-rate instruments, these obligations adjust periodically based on market benchmarks, impacting the bank's net interest margin. This metric is essential for evaluating how the bank's off-balance sheet commitments respond to changing interest rate environments.