What is Pioneer Bancorp, Inc.'s time certificates of deposit?

Pioneer Bancorp, Inc. (PBFS) reported time certificates of deposit of $269.46M in Q4 2025.

How has Pioneer Bancorp, Inc.'s time certificates of deposit changed year-over-year?

Pioneer Bancorp, Inc.'s time certificates of deposit increased by 54.2% year-over-year, from $174.8M to $269.46M.

Revenue$24.6M+7.9%

Net income$5.3M-8.2%

EPS (diluted)$0.22-4.3%

Cash & equivalents$156.9M+12.4%

Total debt$54.4M+20.3%

Total equity$328.6M+5.8%

Total assets$2.2B+7.3%

Operating cash flow-$161.0K+95.4%

CapEx$112.8K—

Free cash flow$6.5M—

Market cap$420.91M+46.8%

P/E21.2×+3.7×

P/S4.3×+0.9×

Net margin20.2%+0.8pp

FCF margin32.4%—

Return on equity6.2%+0.8pp

Debt / equity0.2×0.0×

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDomesticDepositTimeDeposits.

The official record: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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What is Pioneer Bancorp, Inc.'s time certificates of deposit?: Pioneer Bancorp, Inc. (PBFS) reported time certificates of deposit of $269.46M in Q4 2025.
How has Pioneer Bancorp, Inc.'s time certificates of deposit changed year-over-year?: Pioneer Bancorp, Inc.'s time certificates of deposit increased by 54.2% year-over-year, from $174.8M to $269.46M.