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Pioneer Bancorp, Inc. PBFS Policyholders Surplus

Policyholders Surplus at other companies

Palomar Holdings, Inc. logo
Palomar Holdings, Inc.PLMR
$906K+16.6%
Allstate logo
AllstateALL
$22.85B+25.2%
Chubb logo
ChubbCB
$9.16B+2.1%
Hippo Holdings logo
Hippo HoldingsHIPO
$284.9M+14.6%
Equitable Holdings logo
Equitable HoldingsEQH
-$589M-29,550%
Cincinnati Financial logo
Cincinnati FinancialCINF
8.3%-0.7pp

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PolicyholdersSurplus.

The official record: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s policyholders surplus?
Pioneer Bancorp, Inc. (PBFS) reported policyholders surplus of $9.3M in Q4 2025.
How has Pioneer Bancorp, Inc.'s policyholders surplus changed year-over-year?
Pioneer Bancorp, Inc.'s policyholders surplus decreased by 0.0% year-over-year, from $9.3M to $9.3M.
What does policyholders surplus mean?
This represents the excess of an insurance entity's assets over its liabilities, serving as a financial cushion to protect policyholders. It is a critical indicator of the company's solvency and its capacity to absorb unexpected underwriting or investment losses. A higher surplus generally indicates a stronger capital position and greater financial stability.