Where do Pioneer Bancorp, Inc.'s ratios come from?

Every ratio is computed from Pioneer Bancorp, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	20.2%-0.9pp	21.1%+2.3pp	18.8%-2.7pp	21.5%+2.1pp	19.4%+1.0pp
Returns
Return on equity	6.2%-0.3pp	6.5%+1.0pp	5.5%-0.7pp	6.2%+0.7pp	5.4%+0.3pp
Return on assets	0.9%-0.1pp	1%+0.2pp	0.8%-0.2pp	0.9%+0.1pp	0.8%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$13.50+2.4%	$13.18+3.2%	$12.78-0.1%	$12.79+2.7%	$12.46+3.2%
Valuation
Market capitalization	$420.91M+46.8%	$338.09M+2.3%	$330.52M+8.4%	$304.85M+3.6%	$294.33M-1.6%
Price / earnings	21.2×+3.7×	16.7×-3.0×	19.6×+3.4×	16.2×-1.9×	18.1×-1.6×
Price / sales	4.3×+0.9×	3.5×-0.2×	3.7×+0.2×	3.5×0.0×	3.5×-0.1×
Price / book	1.3×+0.4×	1×0.0×	1.1×+0.1×	1×0.0×	0.9×0.0×
Earnings yield	4.7%-1.0pp	6%+0.9pp	5.1%-1.1pp	6.2%+0.6pp	5.5%+0.4pp
PEG ratio	1×—	0.5×—	——	0.7×—	——

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Where do Pioneer Bancorp, Inc.'s ratios come from?: Every ratio is computed from Pioneer Bancorp, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.