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Return on assets at other companies

KeyCorp logo
KeyCorpKEY
1%+1.0pp
Trustco Bank Corp logo
Trustco Bank CorpTRST
1%+0.2pp
Community Financial System logo
Community Financial SystemCBU
1.3%+0.1pp
Colony Bankcorp logo
Colony BankcorpCBAN
0.9%+0.2pp
First Bancorp logo
First BancorpFNLC
1.1%+0.2pp
Citizens & Northern logo
Citizens & NorthernCZNC
0.6%-0.4pp

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from Pioneer Bancorp, Inc.’s reported figures.

Based on trailing twelve months.

The official record: Pioneer Bancorp, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s return on assets?
Pioneer Bancorp, Inc. (PBFS) reported return on assets of 0.9% in Q1 2026.
How has Pioneer Bancorp, Inc.'s return on assets changed year-over-year?
Pioneer Bancorp, Inc.'s return on assets increased by 14.7% year-over-year, from 0.8% to 0.9%.
What is the long-term trend for Pioneer Bancorp, Inc.'s return on assets?
Over 3 years (2020 to 2025), Pioneer Bancorp, Inc.'s return on assets has grown at a 41.0% compound annual growth rate (CAGR), from 0.4% to 1%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.