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First Bancorp FNLC Return on assets

Return on assets at other companies

Camden National logo
Camden NationalCAC
1.1%+0.4pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
1.1%+0.1pp
Home Bancorp logo
Home BancorpHBCP
1.3%+0.2pp
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
0.9%+0.1pp
West Bancorporation logo
West BancorporationWTBA
0.9%+0.2pp
First Business Financial Services logo
First Business Financial ServicesFBIZ
1.2%0.0pp

Other financials

Income statement

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Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

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Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

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Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

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Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

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Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

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Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Calculated from First Bancorp’s reported figures.

Based on trailing twelve months.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Bancorp's return on assets?
First Bancorp (FNLC) reported return on assets of 1.1% in Q1 2026.
How has First Bancorp's return on assets changed year-over-year?
First Bancorp's return on assets increased by 24.7% year-over-year, from 0.9% to 1.1%.
What is the long-term trend for First Bancorp's return on assets?
Over 5 years (2020 to 2025), First Bancorp's return on assets has grown at a -2.3% compound annual growth rate (CAGR), from 1.2% to 1.1%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.