Pioneer Bancorp, Inc. PBFS Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 20.2%-0.9pp | 21.1%+2.3pp | 18.8%-2.7pp | 21.5%+2.1pp | 19.4%+1.0pp | |
| Returns | ||||||
| Return on equity | 6.2%-0.3pp | 6.5%+1.0pp | 5.5%-0.7pp | 6.2%+0.7pp | 5.4%+0.3pp | |
| Return on assets | 0.9%-0.1pp | 1%+0.2pp | 0.8%-0.2pp | 0.9%+0.1pp | 0.8%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $13.50+2.4% | $13.18+3.2% | $12.78-0.1% | $12.79+2.7% | $12.46+3.2% | |
| Valuation | ||||||
| Market capitalization | $420.91M+46.8% | $338.09M+2.3% | $330.52M+8.4% | $304.85M+3.6% | $294.33M-1.6% | |
| Price / earnings | 21.2×+3.7× | 16.7×-3.0× | 19.6×+3.4× | 16.2×-1.9× | 18.1×-1.6× | |
| Price / sales | 4.3×+0.9× | 3.5×-0.2× | 3.7×+0.2× | 3.5×0.0× | 3.5×-0.1× | |
| Price / book | 1.3×+0.4× | 1×0.0× | 1.1×+0.1× | 1×0.0× | 0.9×0.0× | |
| Earnings yield | 4.7%-1.0pp | 6%+0.9pp | 5.1%-1.1pp | 6.2%+0.6pp | 5.5%+0.4pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Pioneer Bancorp, Inc.'s ratios come from?
- Every ratio is computed from Pioneer Bancorp, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
