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Pathfinder Bancorp PBHC Loans held for sale activity

Loans held for sale activity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$57.66B-15.9%
M&T Bank logo
M&T BankMTB
-$220M-38.4%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$5.85M+55.2%
PCB Bancorp logo
PCB BancorpPCB
$23.39M+32.9%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
$389K
RBB Bancorp logo
RBB BancorpRBB
$2.8M+181%

Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForOriginationOfMortgageLoansHeldForSale.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's loans held for sale activity?
Pathfinder Bancorp (PBHC) reported loans held for sale activity of $5.22M in Q1 2026.
How has Pathfinder Bancorp's loans held for sale activity changed year-over-year?
Pathfinder Bancorp's loans held for sale activity increased by 105.7% year-over-year, from $2.54M to $5.22M.
What is the long-term trend for Pathfinder Bancorp's loans held for sale activity?
Over 3 years (2021 to 2025), Pathfinder Bancorp's loans held for sale activity has grown at a 17.7% compound annual growth rate (CAGR), from $7.9M to $12.87M.
What does loans held for sale activity mean?
Net change in mortgage and other loans originated for sale into the secondary market.