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Pathfinder Bancorp PBHC Amortization Accretion Of Mortgage Servicing Rights

Amortization Accretion Of Mortgage Servicing Rights at other companies

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Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:AmortizationAccretionOfMortgageServicingRights.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's amortization accretion of mortgage servicing rights?
Pathfinder Bancorp (PBHC) reported amortization accretion of mortgage servicing rights of $15K in Q1 2026.
How has Pathfinder Bancorp's amortization accretion of mortgage servicing rights changed year-over-year?
Pathfinder Bancorp's amortization accretion of mortgage servicing rights increased by 600.0% year-over-year, from -$3K to $15K.
What is the long-term trend for Pathfinder Bancorp's amortization accretion of mortgage servicing rights?
Over 2 years (2023 to 2025), Pathfinder Bancorp's amortization accretion of mortgage servicing rights has grown at a -63.7% compound annual growth rate (CAGR), from -$38K to $5K.
What does amortization accretion of mortgage servicing rights mean?
Represents the periodic non-cash adjustment to the value of mortgage servicing rights, which are assets created when the bank sells loans but retains the right to service them. This metric reflects the ongoing consumption or valuation changes of these intangible assets over the life of the underlying loans.