Skip to content

Finance leases at other companies

KORU Medical Systems logo
KORU Medical SystemsKRMD
4.8%-1.6pp
Asure Software logo
Asure SoftwareASUR
11%
Pathfinder Bancorp logo
Pathfinder BancorpPBHC
6%0.0pp
REX American Resources logo
REX American ResourcesREX
$55K
Motorcar Parts of America logo
Motorcar Parts of AmericaMPAA
$73K+43.1%
RDI
Reading International, Inc.RDI
$1K0.0%

Other financials

Income statement

See full
Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

See full
Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

See full
Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

See full
Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

See full
Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

See full
Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeFinanceLeaseDiscountRate.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

Ask your AI about Pathfinder Bancorp's finance leases.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Pathfinder Bancorp's finance leases?
Pathfinder Bancorp (PBHC) reported finance leases of 6% in Q1 2026.
How has Pathfinder Bancorp's finance leases changed year-over-year?
Pathfinder Bancorp's finance leases increased by 0.2% year-over-year, from 6% to 6%.
What is the long-term trend for Pathfinder Bancorp's finance leases?
Over 5 years (2020 to 2025), Pathfinder Bancorp's finance leases has grown at a -15.2% compound annual growth rate (CAGR), from 13.8% to 6%.
What does finance leases mean?
This represents the interest rate used to discount future finance lease payments to their present value on the balance sheet. It reflects the incremental borrowing rate or the implicit rate in the lease, which is essential for determining the recognized lease liability and right-of-use asset. Changes in this rate can significantly impact the valuation of lease obligations and the associated interest expense over the lease term.