What does transfer of loans to loans held for sale mean?

This metric quantifies the carrying value of loans reclassified from the held-for-investment portfolio to the held-for-sale category. This action typically signals management's intent to sell these assets to generate liquidity or manage interest rate exposure. It provides insight into the bank's active portfolio management and secondary market strategy.

Pathfinder Bancorp PBHC Transfer Of Loans To Loans Held For Sale

Transfer Of Loans To Loans Held For Sale at other companies

Medallion FinancialMFIN

$13.86M+146%

MetroCity BanksharesMCBS

$0—

Bank of Marin BancorpBMRC

$0—

Bank of Marin BancorpBMRC

$0—

Blue Ridge BanksharesBRBS

$0-100%

National Bank HoldingsNBHC

$23K—

Other financials

Income statement

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Revenue$11.5M-9.0%

Net income$2.4M-18.9%

EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%

Total debt$45.0M-28.5%

Total equity$123.6M-1.1%

Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%

CapEx$248.0K-61.1%

Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+10.1%

Enterprise value$105.15M-38.8%

P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp

FCF margin44.5%—

Returns & leverage

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Return on equity-2%-5.4pp

Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept pbhc:TransferOfLoansToLoansHeldForSale.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's transfer of loans to loans held for sale?: Pathfinder Bancorp (PBHC) reported transfer of loans to loans held for sale of -$200K in Q1 2026.
What does transfer of loans to loans held for sale mean?: This metric quantifies the carrying value of loans reclassified from the held-for-investment portfolio to the held-for-sale category. This action typically signals management's intent to sell these assets to generate liquidity or manage interest rate exposure. It provides insight into the bank's active portfolio management and secondary market strategy.