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Debit Card Expense at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
$3.11M-7.9%
Camden National logo
Camden NationalCAC
$1.62M-4.4%
Carter Bankshares, Inc. logo
Carter Bankshares, Inc.CARE
$1M+0.9%
Independent Bank Corp logo
Independent Bank CorpINDB
$2.4M+24.1%
Community West Bancshares logo
Community West BancsharesCWBC
$347K-11.7%
City Holding Company logo
City Holding CompanyCHCO
$2.12M-4.4%

Other financials

Income statement

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Revenue$21.6M+5.4%
Net income$4.4M+1.2%
EPS (diluted)$0.80+1.3%

Balance sheet

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Cash & equivalents$61.3M-40.2%
Total debt$3.4M-13.1%
Total equity$158.1M+14.2%
Total assets$1.7B+2.5%

Cash flow

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Operating cash flow$5.0M-15.1%
CapEx$448.0K-41.3%
Free cash flow$4.6M-11.3%

Valuation

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Market cap$228.8M+48.6%
Enterprise value$170.98M+204%
P/E11.5×+2.5×
P/S2.8×

Profitability

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Net margin20.5%
FCF margin26.4%

Returns & leverage

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Return on equity13.4%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Peoples Bancorp of North Carolina in its filing.

Tagged under the XBRL concept pebk:DebitCardExpense.

The official record: Peoples Bancorp of North Carolina’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Peoples Bancorp of North Carolina's debit card expense?
Peoples Bancorp of North Carolina (PEBK) reported debit card expense of $426K in Q1 2026.
How has Peoples Bancorp of North Carolina's debit card expense changed year-over-year?
Peoples Bancorp of North Carolina's debit card expense increased by 80.5% year-over-year, from $236K to $426K.
What is the long-term trend for Peoples Bancorp of North Carolina's debit card expense?
Over 4 years (2021 to 2025), Peoples Bancorp of North Carolina's debit card expense has grown at a 14.0% compound annual growth rate (CAGR), from $1M to $1.69M.
What does debit card expense mean?
Represents the operational costs incurred to support and process debit card transactions for customers. This includes network fees, card issuance costs, and fraud prevention expenses. It is a critical component of the bank's digital payment infrastructure and customer service delivery costs.