Peoples Financial Services PFIS Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 30.7%-0.8pp | 31.5%+2.7pp | 28.8%+10.4pp | 18.4%+5.7pp | 12.7%+6.4pp | |
| Free cash flow margin | 21.5%-1.6pp | 23.1%+1.3pp | 21.8%-2.7pp | 24.5%+0.5pp | 24%0.0pp | |
| Returns | ||||||
| Return on equity | 11.7%-0.3pp | 12%+1.1pp | 10.8%+2.8pp | 8.1%+3.2pp | 4.9%+2.8pp | |
| Return on assets | 1.1%0.0pp | 1.1%+0.1pp | 1%+0.2pp | 0.8%+0.3pp | 0.5%+0.3pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×+0.2× | 0.1×-0.1× | 0.1×0.0× | 0.2×+0.1× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $52.40+1.5% | $51.60+2.2% | $50.49+3.0% | $49.01+2.1% | $47.98-12.2% | |
| Valuation | ||||||
| Market capitalization | $652.11M+38.9% | $486.84M+0.2% | $485.84M-2.1% | $496.14M+11.7% | $444.29M-13.1% | |
| Enterprise value | $502.82M+23.5% | $269.01M-29.6% | $382.23M-3.7% | $396.74M+3.9% | $382.03M-5.5% | |
| Price / earnings | 11.1×-12.4× | 8.2×-0.9× | 9.1×-5.6× | 14.7×-7.5× | 22.2×-38.0× | |
| Price / sales | 3.4×+0.4× | 2.6×0.0× | 2.6×-0.1× | 2.7×-0.1× | 2.8×-1.0× | |
| Price / book | 1.2×+0.3× | 0.9×0.0× | 1×-0.1× | 1×+0.1× | 0.9×-0.2× | |
| EV / sales | 2.6×0.0× | 1.4×-0.6× | 2.1×-0.1× | 2.2×-0.3× | 2.4×-0.6× | |
| Free cash flow yield | 6.3%-1.7pp | 8.9%+0.6pp | 8.3%-0.7pp | 9%+0.6pp | 8.5%+2.2pp | |
| Earnings yield | 9%+4.8pp | 12.2%+1.2pp | 11%+4.2pp | 6.8%+2.3pp | 4.5%+2.8pp | |
| Dividend yield | 3.8%-0.8pp | 5.1%0.0pp | 5.1%+0.1pp | 5%+0.2pp | 4.8%+1.3pp | |
| PEG ratio | 0.1×— | 0×0.0× | 0×-0.1× | 0.2×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Peoples Financial Services's ratios come from?
- Every ratio is computed from Peoples Financial Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
