Peoples Financial Services PFIS Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 30.7%+18.0pp | 31.5%+25.2pp | 28.8%+23.5pp | 18.4%+0.1pp | 12.7%-11.3pp | |
| Free cash flow margin | 21.5%-2.4pp | 23.1%-0.8pp | 21.8%-5.2pp | 24.5%+4.6pp | 24%-5.3pp | |
| Returns | ||||||
| Return on equity | 11.7%+6.8pp | 12%+9.9pp | 10.8%+9.3pp | 8.1%+3.0pp | 4.9%-2.1pp | |
| Return on assets | 1.1%+0.7pp | 1.1%+1.0pp | 1%+0.9pp | 0.8%+0.3pp | 0.5%-0.2pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×+0.3× | 0.1×0.0× | 0.1×+0.1× | 0.2×-0.2× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | ||||||
| Book value per share | $52.40+9.2% | $51.60-5.5% | $50.49+6.7% | $49.01+2.3% | $47.98+0.2% | |
| Valuation | ||||||
| Market capitalization | $652.11M+38.9% | $486.84M-4.8% | $485.84M+46.8% | $496.14M+54.4% | $444.29M+46.1% | |
| Enterprise value | $502.82M+23.5% | $269.01M-33.5% | $382.23M+362% | $396.74M+5.6% | $382.03M+78.2% | |
| Price / earnings | 11.1×-12.4× | 8.2×-52.0× | 9.1×-45.7× | 14.7×-4.1× | 22.2×+9.1× | |
| Price / sales | 3.4×+0.4× | 2.6×-1.2× | 2.6×-0.3× | 2.7×-0.7× | 2.8×-0.3× | |
| Price / book | 1.2×+0.3× | 0.9×-0.2× | 1×+0.3× | 1×+0.1× | 0.9×0.0× | |
| EV / sales | 2.6×0.0× | 1.4×-1.6× | 2.1×+1.3× | 2.2×-1.8× | 2.4×+0.2× | |
| Free cash flow yield | 6.3%-1.7pp | 8.9%+2.6pp | 8.3%-1.0pp | 9%+3.3pp | 8.5%-0.8pp | |
| Earnings yield | 9%+4.8pp | 12.2%+10.5pp | 11%+9.1pp | 6.8%+1.5pp | 4.5%-3.1pp | |
| Dividend yield | 3.8%-0.8pp | 5.1%+1.5pp | 5.1%+0.6pp | 5%+1.4pp | 4.8%+1.0pp | |
| PEG ratio | 0.1×— | 0×— | 0×— | 0.2×— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Peoples Financial Services's ratios come from?
- Every ratio is computed from Peoples Financial Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
