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PennyMac Financial Services, Inc. PFSI Provision for Credit Losses

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Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4.28B-11.5%
Enterprise value$4.13B-11.4%
P/E8.4×-5.4×
P/S-0.8×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PennyMac Financial Services, Inc.'s provision for credit losses?
PennyMac Financial Services, Inc. (PFSI) reported provision for credit losses of -$19.96M in Q1 2026.
How has PennyMac Financial Services, Inc.'s provision for credit losses changed year-over-year?
PennyMac Financial Services, Inc.'s provision for credit losses decreased by 377.1% year-over-year, from -$4.18M to -$19.96M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.