Where do PennyMac Financial Services, Inc.'s ratios come from?

Every ratio is computed from PennyMac Financial Services, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	23.5%-1.0pp	24.5%-0.7pp	25.2%+3.2pp	22%+1.7pp	20.3%+0.7pp
EBITDA margin	74.4%-2.1pp	76.5%-0.7pp	77.2%+0.2pp	77%-3.2pp	80.2%+0.1pp
Returns
Return on assets	1.8%0.0pp	1.8%-0.3pp	2.1%+0.4pp	1.7%+0.1pp	1.6%+0.2pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Net debt / EBITDA	-0.1×+0.1×	-0.1×+0.2×	-0.4×-0.3×	-0.1×0.0×	-0.1×0.0×
Interest coverage	1.6×0.0×	1.6×0.0×	1.6×+0.1×	1.5×-0.1×	1.5×0.0×
Valuation
Market capitalization	$4.56B-33.4%	$6.85B+7.0%	$6.41B+25.6%	$5.1B-1.0%	$5.15B-1.7%
Enterprise value	$4.41B-33.4%	$6.62B+13.5%	$5.84B+17.3%	$4.98B-0.1%	$4.98B-1.3%
Price / earnings	9×-4.7×	13.7×+0.8×	12.8×-0.3×	13.2×-1.6×	14.8×-2.0×
Price / sales	2.1×-1.2×	3.3×+0.1×	3.2×+0.3×	2.9×-0.1×	3×-0.3×
EV / EBITDA	2.7×-1.5×	4.2×+0.4×	3.8×+0.1×	3.7×+0.1×	3.6×-0.3×
EV / sales	2×-1.2×	3.2×+0.3×	3×+0.1×	2.8×-0.1×	2.9×-0.3×
Earnings yield	11.1%+3.8pp	7.3%-0.5pp	7.8%+0.2pp	7.6%+0.8pp	6.8%+0.8pp
Dividend yield	1.4%+0.5pp	0.9%-0.1pp	1%-0.2pp	1.2%+0.1pp	1.1%+0.1pp
PEG ratio	0.2×0.0×	0.2×—	——	——	——

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do PennyMac Financial Services, Inc.'s ratios come from?: Every ratio is computed from PennyMac Financial Services, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.