Where do PennyMac Financial Services, Inc.'s ratios come from?

Every ratio is computed from PennyMac Financial Services, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	23.5%-1.0pp	24.5%-0.7pp	25.2%—	——	——
EBITDA margin	74.4%-2.1pp	76.5%-0.7pp	77.2%—	——	——
Returns
Return on assets	1.8%0.0pp	1.8%-0.3pp	2.1%—	——	——
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Leverage
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Net debt / EBITDA	-0.1×+0.1×	-0.1×+0.2×	-0.4×—	——	——
Interest coverage	1.6×0.0×	1.6×0.0×	1.6×—	——	——
Valuation
Market capitalization	$4.56B-33.4%	$6.85B+7.0%	$6.41B+25.6%	$5.1B-1.0%	$5.15B-1.7%
Enterprise value	$4.41B-33.4%	$6.62B+13.5%	$5.84B+17.3%	$4.98B-0.1%	$4.98B-1.3%
Price / earnings	9×-4.7×	13.7×+0.8×	12.8×—	——	——
Price / sales	2.1×-1.2×	3.3×+0.1×	3.2×+0.3×	2.9×-0.1×	3×-0.3×
EV / EBITDA	2.7×-1.5×	4.2×+0.4×	3.8×—	——	——
EV / sales	2×-1.2×	3.2×+0.3×	3×+0.1×	2.8×-0.1×	2.9×-0.3×
Earnings yield	11.1%+3.8pp	7.3%-0.5pp	7.8%—	——	——
Dividend yield	1.4%+0.5pp	0.9%-0.1pp	1%-0.2pp	1.2%+0.1pp	1.1%+0.1pp

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Questions, answered.

Where do PennyMac Financial Services, Inc.'s ratios come from?: Every ratio is computed from PennyMac Financial Services, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.