Pagaya Technologies PGY Business Segments — Non-personnel related costs

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FAQ

What is Pagaya Technologies's business segments — non-personnel related costs?

Pagaya Technologies (PGY) reported business segments — non-personnel related costs of $34.51M in Q4 2025.

How has Pagaya Technologies's business segments — non-personnel related costs changed year-over-year?

Pagaya Technologies's business segments — non-personnel related costs decreased by 28.1% year-over-year, from $48.03M to $34.51M.

What is the long-term trend for Pagaya Technologies's business segments — non-personnel related costs?

Over 3 years (2022 to 2025), Pagaya Technologies's business segments — non-personnel related costs has grown at a -8.5% compound annual growth rate (CAGR), from $180.44M to $138.05M.

What does business segments — non-personnel related costs mean?

This metric captures all operating expenses for the reportable segment excluding labor-related costs, such as technology infrastructure, data processing fees, professional services, and marketing expenditures. It reflects the non-human capital resources required to maintain the segment's proprietary AI-driven lending infrastructure and partner network. Tracking these costs provides insight into the scalability and operational leverage of the segment's business model.