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Patriot National Bancorp PNBK Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

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Webster Financial CorporationWBS
$580.4M+8.5%
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Pioneer Bancorp, Inc.PBFS
$19.97M+9.2%
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$9.03M-1.8%
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$167.98M+20.7%
PRO
Provident Financial HoldingsPROV
$8.84M-8.0%
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JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$10.3M+54.5%
Net income-$1.8M+36.8%
EPS (diluted)-$0.02+90.5%

Balance sheet

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Cash & equivalents$109.2M-19.8%
Total debt$3.1M+159%
Total equity$90.2M+57.9%
Total assets$1.2B+23.0%

Cash flow

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Operating cash flow-$2.9M+49.9%
CapEx$545.0K+679%
Free cash flow-$3.5M+41.2%

Valuation

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Market cap$112.6M-5.1%
Enterprise value$6.52M+132%
P/S3.4×-1.1×

Profitability

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Net margin-35.1%-15.3pp
FCF margin-38.6%

Returns & leverage

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Return on equity-15.9%-7.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Patriot National Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Patriot National Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Patriot National Bancorp's net interest income (after provisions)?
Patriot National Bancorp (PNBK) reported net interest income (after provisions) of $7.26M in Q1 2026.
How has Patriot National Bancorp's net interest income (after provisions) changed year-over-year?
Patriot National Bancorp's net interest income (after provisions) increased by 125.3% year-over-year, from $3.22M to $7.26M.
What is the long-term trend for Patriot National Bancorp's net interest income (after provisions)?
Over 3 years (2021 to 2025), Patriot National Bancorp's net interest income (after provisions) has grown at a -11.9% compound annual growth rate (CAGR), from $25.76M to $17.61M.
What does net interest income (after provisions) mean?
Net interest income adjusted for the provision for credit losses, which represents the bank's estimate of potential future loan defaults. This metric provides a more accurate view of the bank's bottom-line interest-based earnings after accounting for the inherent risk in the loan portfolio. It is a critical indicator of the quality and sustainability of the bank's core lending business.