Operating

D&A

PNC Financial Services D&A increased by 6.9% to $108.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 34.1%, from $164.00M to $108.00M. Over 4 years (FY 2021 to FY 2025), D&A shows a downward trend with a -31.9% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2013
Last reportedQ4 2025

How to read this metric

Higher levels typically reflect significant historical capital expenditures or acquisitions that are now being expensed over time.

Detailed definition

This metric represents the non-cash accounting charges used to allocate the cost of tangible assets and intangible asset...

Peer comparison

Capital-intensive hardware manufacturers generally show higher D&A relative to revenue than pure-play software companies.

Metric ID: cf_depreciation_and_amortization

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$419.00M$421.00M$558.00M$385.00M$144.00M$58.00M$64.00M$65.00M$60.00M$49.00M$43.00M$37.00M$37.00M$21.00M$164.00M$90.00M$82.00M$101.00M$108.00M
QoQ Change+0.5%+32.5%-31.0%-62.6%-59.7%+10.3%+1.6%-7.7%-18.3%-12.2%-14.0%+0.0%-43.2%+681.0%-45.1%-8.9%+23.2%+6.9%
YoY Change-65.6%-86.2%-88.5%-83.1%-58.3%-15.5%-32.8%-43.1%-38.3%-57.1%+281.4%+143.2%+121.6%+381.0%-34.1%
Range$21.00M$558.00M
CAGR-26.0%
Avg YoY Growth+21.6%
Median YoY Growth-38.3%
Current Streak2 quarters growth

Business Segments — All Other Segments

View all
SegmentQ3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25
Retail Banking1$80.00M$91.00M$79.00M$80.00M$78.00M$89.00M$87.00M$97.00M
Asset Management Group$9.00M$8.00M$7.00M$9.00M$6.00M$8.00M$10.00M$9.00M
All Other Segments$144.00M$148.00M$144.00M
Corporate Institutional Banking$52.00M$52.00M$50.00M$51.00M$50.00M
Total$49.00M$43.00M$37.00M$37.00M$21.00M$90.00M$82.00M$101.00M

All Other Segments, Asset Management Group, Corporate Institutional Banking, Retail Banking1 were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.

Business Segments — Retail Banking

View all
SegmentQ4 '25
Retail Banking$92.00M
Corporate & Institutional Banking$55.00M
Asset Management Group$11.00M
Total$108.00M

Frequently Asked Questions

What is PNC Financial Services's d&a?
PNC Financial Services (PNC) reported d&a of $108.00M in Q4 2025.
How has PNC Financial Services's d&a changed year-over-year?
PNC Financial Services's d&a decreased by 34.1% year-over-year, from $164.00M to $108.00M.
What is the long-term trend for PNC Financial Services's d&a?
Over 4 years (2021 to 2025), PNC Financial Services's d&a has grown at a -31.9% compound annual growth rate (CAGR), from $1.77B to $381.00M.
What does d&a mean?
The accounting process of spreading the cost of physical and intangible assets over time.