PNC Financial Services Assumed health care cost trend rate Ultimate trend remained flat by 0.0% to $0.05 in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $0.05 to $0.05. Over 5 years (FY 2020 to FY 2025), Assumed health care cost trend rate Ultimate trend shows a downward trend with a -2.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Higher ultimate rates increase the long-term liability valuation for post-retirement health plans.
This is the long-term ultimate rate of health care cost inflation used in the actuarial model for post-retirement benefi...
Standard actuarial assumption; peers typically disclose this alongside the initial trend rate.
other_defined_benefit_plan_assumptions_used_calculating__f367f5| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0 | 0 | 0 | 0 | 0 |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | +0.0% | +0.0% | +0.0% | +0.0% |