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PNC Financial Services PNC Assumed health care cost trend rate Ultimate trend

Assumed health care cost trend rate Ultimate trend at other companies

Ameren logo
AmerenAEE
7%
Ameren logo
AmerenAEE
7%
Weyerhaeuser logo
WeyerhaeuserWY
4%-0.3pp
Weyerhaeuser logo
WeyerhaeuserWY
4.5%0.0pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
14.5%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
2%

Other financials

Income statement

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Revenue$6.2B+13.1%
Net income$1.8B+18.2%
EPS (diluted)$4.13+17.7%

Balance sheet

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Cash & equivalents$31.7B-15.3%
Total debt$66.7B+9.8%
Total equity$63.6B+12.8%
Total assets$603.03B+8.7%

Cash flow

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Operating cash flow$1.9B+479%

Valuation

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Market cap$93.18B+20.7%
Enterprise value$128.15B+28.0%
P/E12.8×+0.2×
P/S3.9×+0.4×

Profitability

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Net margin30.5%+2.6pp

Returns & leverage

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Return on equity12.1%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by PNC Financial Services in its filing.

Tagged under the XBRL concept pnc:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationAssumedHealthCareCostTrendRateUltimateTrend.

The official record: PNC Financial Services’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PNC Financial Services's assumed health care cost trend rate ultimate trend?
PNC Financial Services (PNC) reported assumed health care cost trend rate ultimate trend of 4.5% in Q4 2025.
How has PNC Financial Services's assumed health care cost trend rate ultimate trend changed year-over-year?
PNC Financial Services's assumed health care cost trend rate ultimate trend decreased by 0.0% year-over-year, from 4.5% to 4.5%.
What is the long-term trend for PNC Financial Services's assumed health care cost trend rate ultimate trend?
Over 5 years (2020 to 2025), PNC Financial Services's assumed health care cost trend rate ultimate trend has grown at a -2.1% compound annual growth rate (CAGR), from 5% to 4.5%.
What does assumed health care cost trend rate ultimate trend mean?
The long-term annual rate of health care cost growth used to estimate future pension obligations.
How do you interpret assumed health care cost trend rate ultimate trend?
Higher ultimate rates increase the long-term liability valuation for post-retirement health plans.
How does assumed health care cost trend rate ultimate trend compare across companies?
Standard actuarial assumption; peers typically disclose this alongside the initial trend rate.