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Porch Group, Inc. PRCH Reinsurance balance due

Reinsurance balance due at other companies

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$47.77M-92.3%
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$413.24M+10.5%
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$1.07B+3.6%
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W.R. BerkleyWRB
$627.76M-3.0%
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RenaissanceRe HoldingsRNR
$2.82B-1.2%

Other financials

Income statement

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Revenue$121.1M+15.6%
Gross profit$90.8M+38.8%
Operating income$11.8M+1,033%
Net income-$4.7M-156%
EPS (diluted)-$0.04-157%

Balance sheet

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Cash & equivalents$179.4M+8.0%
Total debt$399.0M-2.5%
Total equity-$25.4M+51.5%
Total assets$806.6M+0.5%

Cash flow

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Operating cash flow$13.0M+216%
CapEx$176.0K+171%
Free cash flow$12.8M+214%

Valuation

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Market cap$1.44B+2.6%
Enterprise value$1.66B-0.4%
P/S2.9×-0.4×

Profitability

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Gross margin73.3%+19.3pp
Operating margin10%
Net margin-3.3%
FCF margin18.1%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.3×-0.2×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:ReinsuranceRecoverablesCurrent.

The official record: Porch Group, Inc.’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Porch Group, Inc.'s reinsurance balance due?
Porch Group, Inc. (PRCH) reported reinsurance balance due of $37.65M in Q4 2025.
How has Porch Group, Inc.'s reinsurance balance due changed year-over-year?
Porch Group, Inc.'s reinsurance balance due decreased by 59.2% year-over-year, from $92.3M to $37.65M.
What is the long-term trend for Porch Group, Inc.'s reinsurance balance due?
Over 4 years (2021 to 2025), Porch Group, Inc.'s reinsurance balance due has grown at a -36.3% compound annual growth rate (CAGR), from $228.42M to $37.65M.
What does reinsurance balance due mean?
This represents the portion of insurance claims and related expenses that the company expects to recover from reinsurers. It serves as a critical indicator of the company's risk transfer strategy and the credit quality of its reinsurance partners. High balances may indicate significant reliance on external risk mitigation for long-term insurance obligations.