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Porch Group, Inc. PRCH Product and technology

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Segments

By segment

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Software & Data$4.87M+5.3%
Reciprocal Segment$3.04M+444%
Insurance Services$1.19M-53.3%
Consumer Services$584K-45.3%

Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.8B+15.9%
Enterprise value$2.01B+14.2%
P/S3.5×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:ProductAndTechnologyExpense.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Gross profit87,58082,655178,428148,103
Operating expenses:
Selling and marketing41,33233,64081,39663,156
Product and technology14,67613,07627,70726,277
General and administrative35,68530,89061,62354,887
Operating income (loss)(4,113)5,0497,7023,783
Other income (expense):
Interest expense(14,775)(12,056)(29,381)(23,302)

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s product and technology?
Porch Group, Inc. (PRCH) reported product and technology of $14.68M in Q2 2026.
How has Porch Group, Inc.'s product and technology changed year-over-year?
Porch Group, Inc.'s product and technology increased by 12.2% year-over-year, from $13.08M to $14.68M.
What is the long-term trend for Porch Group, Inc.'s product and technology?
Over 4 years (2021 to 2025), Porch Group, Inc.'s product and technology has grown at a 3.2% compound annual growth rate (CAGR), from $47M to $53.32M.
What does product and technology mean?
This metric represents the total costs incurred for research, development, and maintenance of software platforms and technological infrastructure. It reflects the company's investment in innovation, product feature enhancements, and the technical scalability of its service offerings. Monitoring this expense helps investors assess the company's commitment to maintaining a competitive edge in its vertical software markets.

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