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Porch Group, Inc. PRCH Product and technology

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Segments

By segment

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Software & Data$4.75M+10.7%
Insurance Services$2.75M+12.4%
Reciprocal Segment$765K-32.6%
Consumer Services$626K-44.7%

Other financials

Income statement

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Revenue$121.1M+15.6%
Gross profit$90.8M+38.8%
Operating income$11.8M+1,033%
Net income-$4.7M-156%
EPS (diluted)-$0.04-157%

Balance sheet

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Cash & equivalents$179.4M+8.0%
Total debt$399.0M-2.5%
Total equity-$25.4M+51.5%
Total assets$806.6M+0.5%

Cash flow

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Operating cash flow$13.0M+216%
CapEx$176.0K+171%
Free cash flow$12.8M+214%

Valuation

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Market cap$1.44B+2.6%
Enterprise value$1.66B-0.4%
P/S2.9×-0.4×

Profitability

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Gross margin73.3%+19.3pp
Operating margin10%
Net margin-3.3%
FCF margin18.1%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.3×-0.2×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:ProductAndTechnologyExpense.

The official record: Porch Group, Inc.’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Porch Group, Inc.'s product and technology?
Porch Group, Inc. (PRCH) reported product and technology of $13.03M in Q1 2026.
How has Porch Group, Inc.'s product and technology changed year-over-year?
Porch Group, Inc.'s product and technology decreased by 1.3% year-over-year, from $13.2M to $13.03M.
What is the long-term trend for Porch Group, Inc.'s product and technology?
Over 4 years (2021 to 2025), Porch Group, Inc.'s product and technology has grown at a 3.2% compound annual growth rate (CAGR), from $47M to $53.32M.
What does product and technology mean?
This metric represents the total costs incurred for research, development, and maintenance of software platforms and technological infrastructure. It reflects the company's investment in innovation, product feature enhancements, and the technical scalability of its service offerings. Monitoring this expense helps investors assess the company's commitment to maintaining a competitive edge in its vertical software markets.