When did Provident Financial Holdings report Q2 2025 earnings?

Provident Financial Holdings (PROV) reported Q2 2025 earnings on January 28, 2025 before market open.

What were Provident Financial Holdings's Q2 2025 revenue and EPS?

Provident Financial Holdings reported revenue of $9.6M and eps of $0.13 for Q2 2025.

Did Provident Financial Holdings beat estimates in Q2 2025?

Revenue missed the consensus estimate of $10.0M by $426.0K. EPS missed the consensus estimate of $0.29 by $0.16.

Where can I find Provident Financial Holdings's Q2 2025 SEC filings?

You can read the 10-Q periodic report (0000939057-25-000028) directly on SEC EDGAR. The filing index links above go to sec.gov.

Provident Financial Holdings PROV Q2 2025 earnings

Reported January 28, 2025 · Before market open

Revenue$9.6MMiss by $426.0K

EPS$0.13Miss by $0.16

Revenue estimate$10.0M

EPS estimate$0.29

Next report

Oct 27, 2026 (in 3 months)

Revenue estimate$9.9M

EPS estimate$0.28

Financials

Q2 2025

Income statement

See full

Revenue$9.6M-0.5%

Net income$872.0K-59.3%

EPS (diluted)$0.13-58.1%

Balance sheet

See full

Cash & equivalents$45.5M-2.9%

Total debt$1.8M+1.8%

Total equity$128.6M-0.8%

Total assets$1.3B-3.5%

Cash flow

See full

Operating cash flow$324.0K+245%

CapEx$17.0K-96.8%

Free cash flow$307.0K—

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$107.6M+22.4%

Enterprise value$63.87M+49.3%

P/E17.3×+6.4×

P/S2.8×+0.6×

Profitability

See full

Net margin16.2%-3.8pp

Returns & leverage

See full

Return on equity4.8%-1.4pp

Debt / equity0×0.0×

Segments

By product

See full

Debit Card$300.0K-9.9%

Deposit Account$282.0K-5.7%

Versus estimates

Revenue

Q4 2026$10.6MBeat by $594.0K Q3 2026$9.9MMiss by $224.0K Q2 2026$9.8MMiss by $259.0K Q1 2026$9.7MMiss by $757.0K Q4 2025$9.8MMiss by $738.0K Q3 2025$10.1MBeat by $59.0K

Diluted EPS

Q4 2026$0.35Beat by $0.06 Q3 2026$0.21Miss by $0.08 Q2 2026$0.22Miss by $0.08 Q1 2026$0.25Miss by $0.04 Q4 2025$0.24Miss by $0.05 Q3 2025$0.28Beat by $0.04

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Questions, answered.

When did Provident Financial Holdings report Q2 2025 earnings?: Provident Financial Holdings (PROV) reported Q2 2025 earnings on January 28, 2025 before market open.
What were Provident Financial Holdings's Q2 2025 revenue and EPS?: Provident Financial Holdings reported revenue of $9.6M and eps of $0.13 for Q2 2025.
Did Provident Financial Holdings beat estimates in Q2 2025?: Revenue missed the consensus estimate of $10.0M by $426.0K. EPS missed the consensus estimate of $0.29 by $0.16.
Where can I find Provident Financial Holdings's Q2 2025 SEC filings?: You can read the 10-Q periodic report (0000939057-25-000028) directly on SEC EDGAR. The filing index links above go to sec.gov.