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Provident Financial Holdings PROV Line of Credit Remaining Borrowing Capacity

Line of Credit Remaining Borrowing Capacity at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$661.69B+8.3%
FRA
Franklin Financial Services CorporationFRAF
$76M0.0%
Greene County Bancorp logo
Greene County BancorpGCBC

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.9%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity.

The official record: Provident Financial Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's line of credit remaining borrowing capacity?
Provident Financial Holdings (PROV) reported line of credit remaining borrowing capacity of $474.3M in Q1 2026.
How has Provident Financial Holdings's line of credit remaining borrowing capacity changed year-over-year?
Provident Financial Holdings's line of credit remaining borrowing capacity increased by 0.7% year-over-year, from $470.8M to $474.3M.
What is the long-term trend for Provident Financial Holdings's line of credit remaining borrowing capacity?
Over 3 years (2022 to 2025), Provident Financial Holdings's line of credit remaining borrowing capacity has grown at a -2.6% compound annual growth rate (CAGR), from $514.2M to $474.8M.
What does line of credit remaining borrowing capacity mean?
This metric indicates the total amount of funding available to the bank through existing, undrawn credit facilities at the end of the reporting period. It serves as a critical measure of the bank's liquidity buffer and its ability to meet unexpected funding requirements. A higher capacity provides greater financial flexibility and operational resilience.