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Franklin Financial Services Corporation FRAF Line of Credit Remaining Borrowing Capacity

Line of Credit Remaining Borrowing Capacity at other companies

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Financial InstitutionsFISI
$155M
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Provident Financial HoldingsPROV
$474.3M+0.7%
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Greene County BancorpGCBC

Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity.

The official record: Franklin Financial Services Corporation’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's line of credit remaining borrowing capacity?
Franklin Financial Services Corporation (FRAF) reported line of credit remaining borrowing capacity of $76M in Q4 2025.
How has Franklin Financial Services Corporation's line of credit remaining borrowing capacity changed year-over-year?
Franklin Financial Services Corporation's line of credit remaining borrowing capacity decreased by 0.0% year-over-year, from $76M to $76M.
What is the long-term trend for Franklin Financial Services Corporation's line of credit remaining borrowing capacity?
Over 5 years (2020 to 2025), Franklin Financial Services Corporation's line of credit remaining borrowing capacity has grown at a 29.3% compound annual growth rate (CAGR), from $21M to $76M.
What does line of credit remaining borrowing capacity mean?
This represents the unused portion of committed credit facilities available to the bank from external lenders or financial institutions. It serves as a vital indicator of the bank's immediate access to supplemental capital beyond its core deposit base. A robust remaining capacity enhances the bank's ability to manage short-term cash flow fluctuations.